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Turkey Starts Secure Payment System for Home Sales from May 1

Turkey Starts Secure Payment System for Home Sales from May 1

Created04.03.2026, 08.40

Updated04.03.2026, 10.28

The Ministry of Trade is introducing a radical change to real estate transactions in Turkey. The Secure Payment System, currently used in second-hand vehicle sales, will become mandatory for all real estate transactions starting May 1, 2026. This new regulation aims to prevent risks such as fraud and unregistered transactions in real estate exchanges by ensuring the simultaneous transfer of both the funds and the title deed.

Simultaneous Fund and Title Deed Transfer

Secure payment system for real estate in Turkey starts in May 1 Under the new system, payments made via cash, money order, or EFT will be secured in a digital environment. To achieve this, a secure payment platform for real estate will be integrated with banks and authorized payment institutions. During the payment phase, the sales amount sent by the buyer will be blocked until the title deed transfer is completed. Once the transfer takes place, the funds will be automatically transferred to the seller's account. This will completely eliminate one of the most common concerns that arise when purchasing property in Turkey: the risk of not receiving the money or the title deed. Consequently, the Secure Payment System will significantly increase transparency and trust in the real estate sector.

Complete Protection for Buyers and Sellers

Real estate buying and selling processes can create significant stress for both parties due to the exchange of large sums of money. Carrying large amounts of cash invites potential risks of theft or extortion, while cash payments can lead to issues such as counterfeit money and counting errors. These risks reach an even more serious dimension when considering the common mistakes made when buying property in Turkey. Therefore, the new system is set to eliminate these risks and provide complete protection for both parties during the transaction process since the title deed transfer and the funds transfer will take place simultaneously in a digital environment.

Next Steps for Mandatory Secure Payment System

The Secure Payment System, which is expected to become fully mandatory on May 1, 2026, is currently in the preparation phase. Although the technical infrastructure has not yet been finalized, a consensus is anticipated between public institutions and industry representatives. The final secure payment system for real estate transactions is expected to be published in the coming weeks following the evaluation of stakeholder feedback.