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A Complete Guide to Dubai Golden Visa Applications

A Complete Guide to Dubai Golden Visa Applications

Created07.02.2024, 09.00

Updated28.11.2025, 10.28

The requirements of the Dubai Golden Visa by investment were updated on October 3, 2022, to encourage investors. With the new version, investors can now invest in Dubai real estate and live there with a lower investment amount, without being restricted in how long they can stay abroad. They can also purchase off-plan properties and obtain a mortgage.

The visa program aims to draw in international talent and qualified investment while boosting entrepreneurship and innovation in the country. Additionally, it intends to strengthen the UAE's standing as a major international center for trade, tourism, and culture.

The Benefits of Golden Visa in Dubai

happy family on beach while skyscrapers in background To begin with, Dubai, one of the most stunning cities in the United Arab Emirates, is among the world's safest, most developed, most resource-rich regions. This visa allows investors and their family members to move to Dubai and visit whenever they wish, without needing a sponsor. There is no obligation to live in the country. One or two visits per year will be enough.

Investors and their families can work, access the local hospitals, and get an education. They can get a driver's license or renew their current license here.

The tax system is very advantageous for residents and especially business people. They do not pay taxes on income, capital gains, inherited gifts, and real estate in the country. They do not even pay corporate tax up to a certain profit. The corporate tax is much lower than in many countries. They can open a bank account in Dubai and get a mortgage.

Another significant advantage is that visa holders can get the well-known Esaad card for free. It is a Dubai discount card. Cardholders receive various promotions, rewards, and savings at shopping centers, hospitals, and other places. You can visit the page Dubai: Tax-Free Heaven with Lucrative Investment Potential to see more Golden Visa in Dubai benefits.

Who is Eligible for a UAE Golden Visa?

Businesspersons, investors, and highly qualified people who fulfill specific qualifications can apply for a Golden Visa in the UAE. Those who can apply in detail are as follows:

Real estate investors
Investors
Entrepreneurs
Scientists
Ph.D. holders, and data experts
Chief executives
Medical doctors
Outstanding students
University graduates with a 3.8 GPA or more
Pioneers of humanitarian work
Creative individuals in culture and art
Sports professionals

You must invest at least AED 10 million in a business, purchase a property valued at least AED 2 million, or hold a valid employment contract with a minimum fixed salary of AED 12,000 to be eligible. Family members of the holder can live in the UAE with a UAE Golden Visa.

All foreigners included in the above groups can invest in Dubai, regardless of nationality. Buying a property in Dubai as Turks, Americans, European citizens, British, and so on are accepted.

Dubai Golden Visa Types

Dubai Golden Visa requirements and minimum amount vary depending on the applicant. Because the investment option is the most popular type, the following information is based on it.

A10-year Golden Visa

You may get a UAE residency visa for ten years by buying a property in the UAE, Dubai’s freehold zone. The minimum investment amount should be AED 2.000.000. You can take a mortgage in a UAE bank with a down payment of 50%.

A 2-year Golden Visa

You may apply for a UAE residency visa for two years by buying a property in Dubai’s freehold zones. A mortgage with a 50% down payment is also possible in this option.

The minimum investment amount depends on the number of owners. It is AED 750.000 for an investor. But if a spouse will be included in the application, the minimum amount should be AED 1.000.000.

How to Apply for a Golden Visa in Dubai?

The application process is quite easy for foreign investors with a consultant. The first thing TEKCE Real Estate consultants do is listen to your motives for investing, identify the features you are looking for in real estate, and then immediately start your transactions.

A sales agreement is signed with the seller after finding your dream property for sale in Dubai. Payments are made, and the required paperwork is gathered.

TEKCE handles all for you, company lawyers check them, and the necessary translation procedures are carried out.

You can also do all this with the TeleProperty service, which lets you buy real estate remotely. Then, all you have to do is come for a medical check-up. Medical check-ups are mandatory to ensure you have no contagious and harmful diseases. It must be done in a hospital in the UAE. If you are going to apply with your family, they should also have it done.

After all these processes are completed, the investors and their families apply to the General Directorate of Residency and Foreigners Affairs as the last step.

The Dubai Golden Visa application process is completed within 5 to 7 days on average. If an extra examination is required, an extra period of 30 days is given. TEKCE continues to provide you with consultancy throughout this entire process.

Then your application is approved and you receive your visas. TEKCE continues to assist you even after all your transactions are completed. We provide a wide range of Golden Visa services in Dubai from moving to decorating your home.

Required Documents for Golden Visa in the UAE

The required documents to obtain a Golden Visa in Dubai, the UAE:

Passport
Birth Certificate
Availability of an e-Certificate of Title / Title deed
A biometric photo
UAE ID (if any)
A copy of the current residence permit (if any)
Marriage certificate (if any)
No-Criminal record certificate from the country of citizenship
Good Conduct Certificate addressed to the Dubai Land Department
Health Insurance
Medical fitness certificate
Letter of submission from Federal Tax Authority
Provision letter from concerned authority (if needed)

How Much Does the Golden Visa in Dubai, the UAE Cost?

It is hard to provide an exact price. The real estate minimum price will vary based on the visa validity period you choose. The number of family members will influence the cost if the applicant is applying with family. There are also some additional costs, including taxes, fees, health insurance, and legal services.

You can always call TEKCE Real Estate consultants to get a precise price and more information about the process.

Frequently Asked Questions About Golden Visa in Dubai

What are the requirements for Golden Visa in Dubai? The main Dubai Golden Visa requirements involve making a mandatory investment. If you invest AED 2.000,000 in real estate, you qualify for a 10-year visa, or you can secure a 2-year visa with an investment of AED 750.000. Alternatively, the Golden Visa Dubai is available by making a AED 10.000,000 commercial investment. In addition to the financial requirements, all applicants must pass a detailed medical examination and purchase comprehensive private health insurance. Furthermore, you are required to submit a police clearance certificate (PCC) obtained from judicial records.

What are the Health Insurance Requirements for a Golden Visa Holder in Dubai? Dubai Golden Visa health insurance is mandatory. You must have a policy approved by the Dubai Health Authority (DHA). The Golden Visa holder must also include their spouse and children in the insurance plan. The policy must be valid for at least one year from the application date and must be renewable for the whole visa period.
The insurance should cover emergencies, hospital stays, outpatient treatments, medications, and chronic illnesses.

Do I get golden visa if I buy an off-plan property in Dubai and pay downpayment? Yes, this is possible if the required conditions are met. The off-plan project must have an active Escrow account and a completed sales agreement. Most projects in Dubai already provide these, but if you purchase very early in a new development, they might not be ready yet. Then you may need to wait 1 - 2 months.
Once the Escrow account is active and the sales agreement is ready, you can pay the 20% down payment and the 4% DLD fee, sign the contract, and receive your Oqood certificate. After the Oqood certificate is issued - which usually takes 1 - 2 months - you are ready to apply for the Golden Visa.

What Happens to a Golden Visa if You Sell Property in Dubai? If you sell your property in Dubai (flipping), whether you can keep your Golden Visa depends on two situations. The Golden Visa is directly linked to your property. You cannot cancel or suspend your visa before selling it. If you sell your Dubai property and do not plan to buy another one, you must cancel your Golden Visa. However, if you sell your current property and purchase a new one worth AED 2.000,000 or more, you can temporarily suspend your visa and reactivate it once your new title deed is issued.