Costs of Buying Property in Turkey: Taxes & Fees

There might be additional expenses when buying a property in Turkey. Throughout the buying process, our experts will inform you about the expenses. This helps you adjust your budget more comfortably and avoid unnecessary expenses. For a typical property purchase in Turkey, you should set aside an additional 6% to 9% of the purchase price to cover costs.

Buying property in Turkey comes with different costs. Here’s a list of the main ones to help you know what to expect:

• Appraisal Report Fee (Only for citizenship/residence applications)
• Title Deed (Tapu) Transfer Fees
• Real Estate Agent Fee
• Property Tax (Emlak Vergisi)
• DAB (Döviz Alım Belgesi)
• Property and Earthquake Insurance (DASK)
• Getting Connected: Electricity and Water
• Telephone and Internet
• Maintenance Fee (Aidat)
• Lawyer Expenses

Detailed Explanation of the Costs & Fees

Last updated on 21.09.2026.

1. Appraisal Report Fee

The appraisal report determines the average market value of the property. While not mandatory for standard property purchases, an appraisal report is legally required for buyers intending to apply for citizenship or a residence permit.

The appraisal report costs between;

• TRY 26,000 and TRY 137,733 for residential properties up to 1,000 m².
• TRY 28,283 and TRY 92,158 for commercial properties up to 10,000 m².
• TRY 35,421 and TRY 92,017 for plots of land up to 25,000 m².
• TRY 27,683 and TRY 45,052 for agricultural land up to 100,000 m².

The appraisal fee is paid by the buyer to an SPK-licensed (Sermaye Piyasası Kurulu - Capital Markets Board regulator) valuation expert. The appraisal report is usually delivered within 2-3 days.

2. Title Deed (Tapu) Transfer Fees

Various costs may apply during the transfer of title deeds. The first and main cost is the Title Deed Transfer Tax. By law, the buyer pays 2% and the seller pays 2% based on the declared price. The declared price is explained inthe step-by-step process of buying property in Turkey. According to Turkish customs, the buyer pays all taxes.

The other expenses that you may face during the title deed transfer are as follows;

• Sworn translator fee: Depends on the work required, but the average cost is EUR 150.
• Power of attorney total fee: Approximately TRY 5,000 - 25,000.
• DAB (Döviz Alım Belgesi): A foreign exchange transaction tax (kambiyo vergisi) of 0.2% (0.002 or ‰2) is applied to the transaction amount when purchasing foreign currency through a bank for a property purchase.
• DAB exchange transaction fee: Approximately 0.5%–1%, depending on the bank and transaction.
• The one-time circulating capital transaction fee (Döner Sermaye Harcı) and Cadastre Tax depend on the citizenship status of the buyer and the seller. If both the buyer and the seller are Turkish, the fee is TRY 6,681; if one party is Turkish and the other is foreign, it is TRY 27,549; if both parties are foreign, it is TRY 48,417.
• Translation of address document at the notary to open a bank account
• Obtaining tax number
• Photos

3. Real Estate Agent Fee

The real estate agent fee in Turkey may range from 2% to 6% + VAT of the sale price, depending on the negotiation. The buyer and the seller pay separately.

4. Property Tax (Emlak Vergisi)

The property tax in Turkey is paid annually. Real estate taxes vary by location and property type. For instance, the tax rate for residences in metropolitan areas is 0.2%, and it is determined as 0.1% in non-metropolitan areas. The tax rate for commercial properties is 0.4% in metropolitan areas and 0.2% in non-metropolitan areas.

5. DAB (Döviz Alım Belgesi)

When you buy foreign currency through a bank for a property purchase, a foreign exchange transaction tax (kambiyo vergisi) of 0.2% (0.002 or ‰2) applies to the transaction amount. Banks may also charge an exchange transaction fee of approximately 0.5%–1%, depending on the bank and transaction.

6. Property and Earthquake Insurance

Natural disaster insurance, known as DASK, is compulsory for all real estate. DASK (Doğal Afet Sigorta Kurumu), earthquake insurance in Turkey, covers risks that may occur after an earthquake, such as fire, explosion, erosion, etc. In 2026, it generally costs between TRY 885 and 2,000; however, it can vary based on the property's features.

You can also take out a home insurance policy to protect yourself from undesirable issues like theft. The cost of property insurance varies based on what it covers and the property's features.

7. Getting Connected: Electricity and Water

After taking ownership, you must arrange utility subscriptions, with costs varying depending on whether it is a new connection or a transfer. For first-time connections, the average cost is around TRY 3,500 for electricity and TRY 3,377 for water. Water fees for foreigners in the temporary accommodation category can range from TRY 13,000 to 15,000. If you are transferring an existing subscription, costs are lower, averaging TRY 2,000 for electricity and TRY 590 for water. You also need an additional DASK if it has expired.

8. Telephone and Internet

You can apply for telephone and internet subscriptions when you have a residence permit. You may choose the company that best suits your needs. However, the starting price for an internet subscription is TRY 850 per month. Setup fees change depending on the operating company.

9. Maintenance Fee (Aidat in Turkish)

A monthly maintenance fee is paid in residential complexes. It is paid for maintenance of communal areas like pools, gardens, security, stairwell electricity, etc.

What is aidat in Turkey?

Aidat is the monthly maintenance fee paid to the site management of an apartment complex in Turkey, covering shared services such as security, cleaning, and pool upkeep. The amount depends on the complex and its facilities, so check the current aidat of a property before you buy. For a detailed guide, see aidat and property maintenance in Turkey.

10. Lawyer Expenses

We recommend working with a lawyer who speaks your mother tongue so the process can be carried out smoothly. You don’t need to hire a lawyer if you are a TEKCE customer. Our lawyers will follow every step of the process and keep you informed.

If you decide to hire a lawyer, the lawyer fee will change depending on the type of the process like citizenship application, residence permit application, title deed transfer, etc.

For detailed information on property taxes, tax obligations, and related costs, you can explore our guide to the Turkish tax system.

Costs of Purchasing Property in Turkey at a Glance

Figures are current as of August 2026. Taxes and fees in Turkey change from year to year, so confirm the current figures with your advisor before you budget. If you are considering buying property for sale in Turkey, understanding the Turkish tax system can help you plan your purchase and ongoing property costs more effectively.

Property Purchase Costs for TRY 10,000,000 Property – Example Calculation

* The revolving fund and appraisal fees may vary depending on the transaction, location, regional coefficient, and service provider.

Example result: Based on the assumptions above, the estimated additional purchase costs for a property worth TRY 10,000,000 range from TRY 835,618.50 to TRY 914,733.50, corresponding to approximately 8.36%–9.15% of the property value.

Frequently Asked Questions About Property Purchase Costs in Turkey

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